Free tools that turn aid rules into your number.
15 tools built on federal formulas and public data. No account, and no email to see a result.
How much can I get?
Estimate the aid you don’t repay, then the loans on top.
- The aid check The aid check Pell, your state grant, campus aid, Work-Study and federal loan limits, stacked for your award year. Built on the federal SAI formula, Pell award letters and state aid agencies Build my aid stack
- SAI Calculator Have your tax return? SAI Calculator Type the numbers from your tax return for an exact Student Aid Index. Built on the Federal Student Aid SAI and Pell eligibility guides Get my exact SAI
- Independent Student Check Do my parents count? Independent Student Check Answer the FAFSA’s own dependency questions and see whose income counts, then your Pell estimate. Built on the FAFSA’s dependency rules and the federal SAI formula Check my status
Going back to finish?
What your past college still counts for, and a degree that fits the work you want.
- Pell Years Left Had Pell before? Pell Years Left Count the Pell you used and see the years, dollars and credits still left under the lifetime limit. Built on Federal Student Aid’s Pell lifetime eligibility rules Count my Pell years
- Degree Match Not sure what to study? Degree Match Four questions from the work you like to a degree, the job it leads to and what that job pays. Built on Bureau of Labor Statistics wage data and employment projections Find my match
On Medicaid?
Whether school counts toward the 2027 work rule, and the other ways to meet it.
Already have an offer?
Read the letter the way a school’s aid office does.
Is it worth it?
Ten years of pay, staying put versus finishing.
How else can I pay?
Money from your employer or your service.
- Employer Tuition Checker Will my job pay? Employer Tuition Checker Check what your employer’s tuition benefit could cover each year. Built on IRS rules for tax-free educational assistance (§127) Check my employer
- GI Bill Calculator Did you serve? GI Bill Calculator Tuition, housing and books at your tier, for every GI Bill chapter. Built on VA education benefit rates Run my benefit
- Military Benefits Check Serving, or a military spouse? Military Benefits Check What Tuition Assistance pays a year in your branch, and what SpouseWorks pays a military spouse. Built on each service’s Tuition Assistance policy and Military OneSource Check my benefits
Going to grad school?
What federal loans still cover of a master’s or professional degree.
What happens after?
Payments and timelines for the plan you pick.
- Loan Repayment Calculator What will I owe? Loan Repayment Calculator Monthly payment and total cost under the federal repayment plans. Built on Federal Student Aid rates and repayment plan terms See my payment
- Time-to-Degree Calculator How long will it take? Time-to-Degree Calculator How long your degree takes with the credits you have and the load you can carry. Built on your transfer credits and course load Estimate my timeline
Already repaying?
The free step and the date for loans you have now.
- Federal formula, not a guess The aid check and the SAI Calculator run the Department of Education’s published formula for your award year.
- Result before any email Every tool shows its answer on the page. School matching is a separate, optional step.
- Partners never change a result We may earn a referral fee from education partners. It never changes what a tool tells you.
Find out what’s free before you borrow.
About two minutes. Your result shows first, with every source.