Do college credits expire? What transfers years later
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College credits typically don’t expire, SNHU says. Source · SNHU What changes is whether a new school applies them to your degree, and some subjects come with a clock, such as a five-year limit on anatomy and physiology for Texas State’s fall 2027 BSN, Bachelor of Science in Nursing. A bachelor’s degree in nursing. Registered nurses can earn it in an RN-to-BSN program.. Source · Texas State
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Start the aid checkSNHU, for one, accepts up to 90 transfer credits toward a bachelor’s degree no matter when you took the courses. “College credits do not expire,” an SNHU transfer credit specialist says. “We can accept transfer credits from other accredited colleges regardless of when a student attended the school.” Source · SNHU
How many terms until you finish?
Tell us what you're working toward and the credits you have. You'll see an estimate right here, nothing to sign up for.
Seven schools’ limits run from five years to none
These are published rules from each school’s own pages. They show the range you’ll find when you shop around.
| School | Time limit | Applies to |
|---|---|---|
| Southern New Hampshire University | None. Up to 90 credits toward a bachelor's, 45 toward an associate | Undergraduate courses with a C- or higher |
| Lackawanna College | Credit over 20 years old reviewed by the registrar; information systems courses over 5 years old generally don't transfer | Undergraduate transfer credit |
| University of Miami | Within 10 years of first enrolling in a bachelor's program there; some departments want newer courses | All undergraduate transfer work |
| Western Governors University | Earned within the last 5 years | Industry certifications for course credit |
| Texas State University | Completed within the past 5 years | Anatomy and physiology I and II for the BSN |
| University of Rochester | Preferably within 5 years, with a B or above | Anatomy, physiology and microbiology for the accelerated BSN |
| Southern Connecticut State University | Completed within 6 years at the time you graduate | Graduate transfer courses, B or higher |
Each rule comes from the school’s own page: Source · SNHU Source · Lackawanna Source · Miami Source · WGU Source · Texas State Source · Rochester Source · Southern Connecticut
Limits fall where a field changes fast
The University of Miami says some departments “may require more recent course enrollment” when a field sees frequent advances. Source · University of Miami
Lackawanna says information systems courses older than five years generally don’t transfer “because the field changes quickly enough that older coursework no longer reflects current practice.” Source · Lackawanna College
Across these seven policies, the subject limits fall on science prerequisites for health programs, computing courses and graduate credits. Those are the old courses to check first.
Your program decides which old courses count
Check your old credits
What kind of program are you going back for?
Get the most from old credits in four steps
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Gather every transcript
Order transcripts from every school you attended. If one is held over an unpaid balance, see what a school must release.
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Ask for an evaluation before you apply
Ask two or three schools what they’d accept and whether any course is too old for your program. Get it in writing.
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Ask about the time limit for your major
General transfer rules and program rules can differ. Ask the program, not just admissions.
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Replace an old course for less
If a course is too old, an exam such as CLEP may cover it. Our guide to credit by exam and prior learning shows the costs.
Frequently asked questions
Do my credits disappear after a certain number of years?
No. They stay on your transcript. A new school decides whether to apply them to your degree, and some set time limits for certain subjects.
Is it worth shopping schools for credit?
Yes. An 11-year-old course could count at SNHU, which sets no age limit, and miss the University of Miami’s 10-year rule. Compare evaluations before you pay an application fee.
What about credits from 20 years ago?
Some schools still take them. Lackawanna reviews credit over 20 years old case by case, while SNHU sets no age limit. Source · Lackawanna College
Your next step is a finish date
Once a school tells you which credits count, the Time-to-Degree Calculator shows how many terms are left and how fast you could finish.
Turn your old credits into a finish date
The Time-to-Degree Calculator turns your old credits and weekly hours into a finish month. Confirm transfer credit with each school.
Estimate my finish dateWant your finish-line plan by email? Go to the quick check
Sources
Every figure in this guide comes from one of these pages. How we check sources
- Southern New Hampshire University, Transferring credits
- University of Miami, Transfer credit policy for undergraduate students
- Lackawanna College, How college transfer credits work
- Texas State University School of Nursing, BSN prerequisites (fall 2027)
- University of Rochester School of Nursing, ABSN prerequisite requirements
- Western Governors University, Transferable certifications
- Southern Connecticut State University, Graduate transfer course policy (2026-27 catalog)
Related Resources
Finish your degree: where to go back after stopping out
43.1 million Americans have some college and no degree, and only 28% of those who stopped out would return to the same school. How to pick where to finish.
Transcript hold for an unpaid balance: your rights (2026)
Since July 2024, schools must release transcripts for terms paid with federal aid, even on a payment plan. What they can still hold and how to get credits out.
Prior learning assessment: CLEP, DSST and military credit
Prior learning assessment turns exams, training and work into college credit. In 2026 a CLEP exam costs $97 and most passing scores earn 3 credits.